While many students have to take out loans, I don’t. My parents pay for my tuition.

I know – I’m a spoiled-rotten child.

While at college, I’ve come to realize that I owe my parents a great deal: my car, my tuition, my life.

Yes, I’m spoiled – and I acknowledge it.

But they also made me realize that I have a purpose in my life. I have to work for things.

I’ve worked since I was 16 – at a fast-food restaurant, nonetheless.

I pay for my gas, insurance and any objects I desire. Hell, I paid for my boyfriend as much as he paid for me in high school.

With so many students graduating Saturday, I want to remind them that they have futures – some possibly with children.

I understand that you may not want to spoil your kids – that they should grow up walking the five miles to school in the snow everyday.

But it’s OK to spoil them to get them ahead in their life.

You don’t have to save for your future or your children. You can spend every dime on yourself or on fun things – like food at restaurants, food you don’t need at the store, or meaningless jewelry and vacations.

Then if you have children, they will have to pay off the same loans you had to, only with the cost of living rising – it will probably be twice as much.

But if you give your children a work ethic, they will succeed because you paid for their college expenses. They will grow to appreciate the money – even possibly to like having money – so they will want to strive for more.

I’m asking you to think of the future.

I’m three internships deep, hold a leadership position in college and maintain a 3.0 GPA. I’m not bragging – I’m giving all the credit to my parents because they made me like this.

I work hard outside and inside school (and making good grades gives me money from the government), and I’m striving for more.

If you didn’t have parents who pushed you for these things, please think about how you want to raise your children.

I mean – here I am, admitting I’m spoiled, and I can’t imagine being here without my parents’ help. It can be a benefit of spoiling children. It may keep you out of living your final years in a nursing home. It’s OK to be spoiled brats because it can help you get ahead in your schooling, career and, most importantly, your life.